How it works
How does Cledo work? From sign-up to filing-ready in six steps
No spreadsheets. No manual data entry. No deadline surprises.
Create your account and add company details
Enter your Companies House number and Cledo pulls your registered details, SIC codes, and filing deadlines automatically. Takes under two minutes.
Connect your business bank account
Authenticate with your bank via TrueLayer (FCA-regulated Open Banking). Cledo receives a read-only transaction feed — we never see your bank credentials.
Cledo organises and categorises your transactions
Every transaction is auto-categorised using AI trained on UK accounting standards. Double-entry journal postings happen automatically. Your P&L, balance sheet, and compliance timeline update in real time.
Review what needs your attention
Your compliance dashboard shows what is due, what is ready, and what needs input. Approve categorisations with a single tap. Flag anything that looks wrong.
Complete filing workflows
When a VAT return, CT600, CS01, or annual accounts deadline approaches, Cledo prepares the filing. You review the numbers in plain English and submit directly to HMRC or Companies House.
Stay on top of it, continuously
Cledo keeps working between filings. Your Safe-to-Transfer figure updates daily. Reminders are sent before deadlines. Your records stay filing-ready all year, not just at year-end.
At every stage, you are in control
- You remain in control — every filing requires your explicit approval before submission.
- Your data is encrypted at rest and in transit. HMRC tokens are encrypted at the application level.
- You can connect a qualified accountant at any time via the Complete+Accountant plan.
- There are no lock-in contracts. Cancel any time and export your records.